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質問と回答
  • 過払い請求。 今日プロミスに取引履歴を依頼しました。 その時電話に出た担当の男性が、取引履歴は過払い請求に使用するのですか? 弁護士や司法書士にもう相談してますか?と聞いてきたので、過払い請求に使用します。弁護士にはこれから相談するつもりです。と答えました。 そしたら弁護士は十数パーセントの報酬取られますけど、弁護士を通さず合意書をもって決着する事も出来るので、お電話下さいと言われました。 自分としては、早く決着出来て過払金が納得出来る割合だったら、それで済まそうと思いました。 一方で素人という事で、担当が親切に感じたし、何か罠でも有るのかと不安にもなりました。 皆さんどう思いますか?
  • それ、普通に罠ですが。。。 担当者もど素人ですが、あなたも足下見られて、彼は「ラッキー♡」ぐらいに思っているでしょうね? 過払金は債権なので、逆にプロミスにお金を貸して上げてる身です。 なのに、元金満額どころか。。。利息も捨てちゃうのですか? 確かに、やる気のない弁護士や司法書士にあたったら、結局、取れませんけど、本人訴訟(だからこそ?)であれば、普通に裁判で満5+5取れますよ。債務を払ったことが義務なら、債権を丸々、回収することは当然の権利です。 【補足に対して】 あなたが納得できれば、それでOKです。 どちらにしても頑張って^^

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