金銭問題について。

質問と回答
  • 金銭問題について。 長文になります。私は今から5年程前の事ある男性と付き合っていました。 その男性はパチンコやスロットにお金をかけて金欠になってしまい私にお金を貸して欲しいと言い出しました。 その男性に脅されて私は金融会社と契約しそのお金を彼に渡してしまったのです。 断ろうにも「借りなかったら俺が死ぬ」とか「いなくなっても良いのか。」と言われ 金融会社に契約する時も「こう言わないと駄目だ、借りれなかったら死ぬからな」とか後ろで色々脅されました。 とても短気で無理だと言えば殴ってきそうです。怖かったです。 その時支払いは俺がするからお前は支払わなくて良いと言われました。 カードは返済だけのカードにしてもらい貸付は出来ないようにしてもらいました。 借りてから5年経ちますが私は支払いはしていません。遅延の電話も自宅には来ていません。 彼がずっと支払いを続けているのを確認する為最近取引履歴を金融会社に電話し送ってもらい確認したら 遅延もなく支払いを続けているようです。ただ、残金があまり減っていません。 金利が高いため残金がなくなっていないようです。 正直心配です。弁護士を雇って過払いしたほうが良いのか 金融会社に直に相談し金利を計算し過払い分を借金に回したほうが良いのか。 それよりもその借金に関して私は全く使っていないお金を彼が全部使っているので 彼に保証人になってもらい書面で契約してもらおうか・・・。その時にも弁護士と相談はしようと思っています。 私はきつく脅されていた為鬱病になりました。 自分が支払っているわけじゃないですがこのままじゃ精神的にほっとしませんし、かなり脅されてこうなったのだから 彼に何かしらの制裁を加えたいと思っています。慰謝料に関して取れる物なら取りたい位です。 まず弁護士に相談で良いでしょうか? 良い弁護士さんがいればと思っています。 弁護士さんに相談はしようと思っているのですが どこに電話をかければ良いか分かりません。 教えてもらえると有り難いです。 これは警察は関係は無いでしょうか?無知なので教えてもらえるとありがたいです。
  • 少し腑に落ちませんね。 借り入れ専用のカードにして貰ったという事ですが、法定金利のグレーゾーン (年利29.2%)としても、返済をしていたならば金利だけで5年も金融機関が 黙ってはいません。当然元金も減っていなくてはオカシイのです。 どう言った形態の金融会社なのか補足して貰えませんか? 借入金額と年間の金利も含めて。(差し支えなければ会社名も)

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