過払い金請求についてどれくらい戻ってくるのか大体でよいの…

質問と回答
  • 過払い金請求についてどれくらい戻ってくるのか大体でよいので教えて下さい。取引先はアコムで今現在は完済しています。 借入れがH18・5に40万でその当時の金利が27.375%です。 初借入れがH18・5に40万でその当時の金利が27.375%です。 そこから借りたり返したりで一番多いときで80万まで借入れがありました H18・10からH23・5までで60万位残高がありました。その期間は金利24%でした。 H23・5より金利18%になり返済の目星もついたのでH23・12にすべて完済出来たのですが過払い請求した場合は大体どれくらい戻ってくるのでしょうか? 借入れ・返済の回数的には90回以上しています。 借入H18・5~完済H23・12です 一番多い時期の借入金額80万位 一回あたりの返済金額2万位 最終的に残金50万を一括完済 こんな内容で分からないかも知れませんがお知恵のある方宜しくお願いします。 色々とネットなど調べてはいるのですが名古屋式計算?をしてみても6千円位しか戻らない計算になってしまったので本当にこんなものなのかと思いこちらに相談させて頂きました。
  • 入力ミスですね。 ここに取引履歴全部書いてもらえれば正確に計算できますけど、無理でしょうから・・・ まず、取引履歴に書いてある利率で全部入力してみてください。 すると最終の残が0に近くなるはずですので、0にならなければ頭から順に数字を比較してみれば、どこが間違っているかとかヒントが出てくるはずです。 それで精査して行き、正しい数字になったら利率を18%などに直してください。

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