消費者金融大手5社に借金がありました。

質問と回答
  • 消費者金融大手5社に借金がありました。 アイフル・武富士・アコム・プロミス・三洋信販、全て完済してます。引き直し計算で合計400万円くらいの過払いがあることがわかりました。 ①個人で請求した場合この5社は全額+5%で回収できる確率はどのくらいでしょう? ②弁護士に依頼した場合回収率はどのくらいアップしますか? ③弁護士に依頼しても、訴状に弁護士費用・架空請求慰謝料など請求額に加えることが出来るらしいのですが本当ですか? ④過払い請求は早い者勝ち、なんて書いてある本を読んだことがあるんですが、過払い金請求の影響で消費者金融がつぶれてしまい、過払い金請求ができないまま泣き寝入りする時代はいずれやってくるんでしょうか? わかるものだけでも回答いただければ幸いです。よろしくお願いします。
  • ①個人でも提訴すればほぼ満額+5でいけますよ。 ②そもそも満額回収する弁護士がいるかどうか・・・見つけられれば訴訟するでしょうから①と同様です。 ③架空請求を認めた判決はなかったと思います。慰謝料については・・・そこまでする弁護士がいるかどうか・・・? ④既にそういう時代です。実際に悔んでいる人も多いことでしょう。 主観ですが、下手な弁護士頼むなら個人請求した方が満額取り戻せる確率は高いですよ。 個人でするならきっちり勉強すればほぼ負ける事はないでしょう。

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