借金の過払いに付いてなのですが、是非アドバイスしていただ…

質問と回答
  • 借金の過払いに付いてなのですが、是非アドバイスしていただきたいです! 6年ほどまえから大手消費社金融2社から各50万づつとマイナーな業者さんから50万(ローソンのロッピーから毎月返済)、計150万の借入れがあり、毎月51000円の返済をしています。 うち2つは返済が10万をきり、あと数カ月で完済できる状態にありますが仕事の時間も減らされて今後返済していく自信がありません。 正直ブラックにのるのが嫌で完済したものから過払い金があるかどうか調べて、あれば過払い金の請求の手続きなどしようと思っていたのですが他の方の相談を見ていると、早いうちに手続きしたほうがいいようなことが記載されたいたので今どうしようかと迷っております。 今現在でどうしたほうが一番の方法なのか相談したいのですが、弁護士さんに相談したところでどれくらいのお金が発生するのかも心配です。 よく無料相談や過払い金の計算を無料でするといったHPを見るのですが、いろいろな面で安全かどうかも心配です。 何かよいアドバイスがありましたら是非お願いします!!
  • 私は知識がないので法テラスの弁護士さんに全て任せました。完済して八年半で現在借金はないですが依頼したらかなりの金額が戻ってきて助かりました、私の場合三社あって1社あたり着手金二万でした。低所得な為分割払いで着手金払いました。弁護士さんが裁判まで持ち込み満額+5を取り返してくれたので成功報酬は金額の20%でした。でも例えば百万取り返せたら弁護士さんに20万で私には80万きます。知識がかなりないと個人で裁判は難しいとゆうか出廷出来なかったり、やはり弁護士に頼むのが一番だと思います。私は満足しましたし先生も信頼出来る方で頑張って満額取り返してくれて本当に有り難いです。多少費用がかかっても専門家に依頼した方が楽ですよ。

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