過払い金の返還を和解するか裁判するか? 過払い金について…

質問と回答
  • 過払い金の返還を和解するか裁判するか? 過払い金について質問します。 以前まで320万円の借金で悩んでいましたが、 2ヶ月前に司法書士に5社の任意整理の依頼をしたところ、 1社から過払金23万を18万で和解したい、 との報告があったとのことです。 満額の返還の場合は裁判になるが、裁判所に出向く必要も無く、 裁判の費用は印紙代の5000円のみで出来ます、と言われました。 自分が思っていたより難しくなさそうなので、裁判をしようかと思ったのですが 5万円のためにそこまでして良いのかどうか悩んでいます。 現在はお金に困っていることは無いです。 5万円ぽっちで悩むな、と思う方もいらっしゃるかと思いますが ご回答をいただければと思います。 よろしくお願い致します。
  • 何も悩むことはありません。 18万円をすぐにもらわなければ路頭に迷うという特殊な事情がなければ訴訟です。 それにしても、下の人変なこと言うね。 代理人がいれば、訴訟は代理人がするので本人はなにもしなくていいのに。

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