武富士の返済額が減った（過払い金処理）ことについて 今月…
質問と回答
- 武富士の返済額が減った（過払い金処理）ことについて 今月武富士の借金を返済しようとATМで手続きしていたら 数十万あった返済額が40000円ほどになっていました。 嬉しいやら不安やらで何が起こったのかしばらくわかりませんでしたが 知恵袋での質問・回答をみてある程度納得できました。 バカみたいな質問になってしまうのですが、 この武富士の行った過払い金処理（過払い請求はしたことがありません）の 返済残高は一時的なものなのでしょうか？ 40000円くらい一括で支払いたいところですがそうもいかないので たぶん来年２月くらいまでかかりそうです。 数ヶ月したら元の返済残高に戻る・・・ということはないのでしょうか？ あと今回の処理は武富士側が行ったことですが 過払い請求をしていないこちら側に任意・債務整理のデメリットはでてくるのでしょうか？ 任意・債務処理のデメリットが嫌で特に何もせず返済していたので・・・。 武富士サイドに聞いたところで良い回答しかもらえず本当かなとかえって不安なので （会社更生法の事実は有りませんとか言われたりしたので） 分かる方がいらっしゃったら教えていただけるとありがたいです。 よろしくお願い致します。
- 一度法定利息で計算しなおしたものを元に戻すことはありませんのでご安心下さい。 また現在武富士に延滞してなければ信用情報も問題ないしデメリットはありません。 武富士サイドは過払返還請求してくる客のクレームの対応に追われているはずですから 双方にメリットになる質問者様のような方からの問い合わせはそれは楽なものだと思います。 普通に返済して来年2月に完済しましょう
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