過払い返還請求訴訟について、いくつかの質問があります。

質問と回答
  • 過払い返還請求訴訟について、いくつかの質問があります。 返還請求のため、取引履歴を取り寄せ、計算書を作成し、 貸金業者へ内容証明付き請求書と計算書(こちらは簡易書留にて)を送付しました。 その後請求書に記載していた期日を過ぎても返還されなかったため、 簡易裁判所にて小額訴訟を起こそうと思っているのですが、 返済最中に私が結婚をして引越しをしたため、 契約当初住んでいた姓・住所と現在の姓・住所が違います。 そこでお聞きしたいのですが、 ・どこの簡易裁判所に訴状を提出するのか。 ・訴状内の原告欄に記載する名前は、現在の姓・住所で良いのか。 旧姓も載せた方が良いのか。 ・訴状の金額は「過払い金額のみ」なのか 「過払い金の利息分を含めた合計金額」なのか それとも「過払い金の利息分を含めた合計金額と、 訴訟費用(貼付印紙額)などを含めた合計金額」なのか。 という3点です。 訴訟費用なども含めて記載するのであれば、 予めどのくらいの金額がかかるか調べないといけないのですかね? 以上ややこしい質問ですが、どなたかご返答お願いいたします。
  • ・現在の居住地を管轄する裁判所で大丈夫でしょう。 ・契約時の姓と、現姓両方記載して、姓変更のあった事を証明できるもの(戸籍など)など持参すれば問題ありません。 必要なものについては事前に裁判所へ確認しておいてください。 ・一般に言われている訴額とは、過払い元金の額になります。 請求の趣旨に記述することによって利息なども請求できます。 ・訴訟費用は、判決で『訴訟費用は被告の負担とする』内容の判決をもらってから訴訟費用確定申し立てを行い請求することになりますから、提訴の段階で記載の必要はありません。 補足について 質問の意味が分かりませんが、利息の請求は、最終取引(または提訴日など)の翌日から支払済みまで年5%が一般です。 要は請求の趣旨にどこまでの利息を記載したのかによって書き方は変わってきます。

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