債権放棄と過払い金の違い。

質問と回答
  • 債権放棄と過払い金の違い。 いわゆるサラ金の過払い金を請求の為取引履歴を請求しようと電話をしたところ、債権放棄をすれば残高がゼロになる、その他請求権は放棄してもらうみたいなことを言われました。 担当者より過払い請求もできるが、債権放棄も考えてみてくださいとのこと。 残高がゼロになるということはそれより過払いがあると考えてもいいのでしょうか。もし債権放棄をした場合と過払い請求をした場合のデメリットとメリットの違いは何でしょうか。教えてください。
  • 債権放棄は債権者がするもの 過払いとは、債務者転じあなたが債権者ということで、相手に今の債権を放棄させなくても過払い請求はできます。 わからないなら余計なことはしないで過払い請求だけした方が無難ですので、債権放棄は考えてないので取引履歴だけ送るようにいいましょう

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