至急!過払い請求(任意整理)について 現在、アコム(50…

質問と回答
  • 至急!過払い請求(任意整理)について 現在、アコム(50万)、プロミス(10万)、CFJ(40万)の過払い請求を弁護士に依頼しています。それぞれ5年以上借りていたり、一度完済後に再び借り入れしたりで、依頼時は3社とも限度額まで借りていました。 現在再計算中らしいのですが・・・他に過去に日新信販とクオークローンからも借りていたことを思い出し、(2社は完済済み)この2社も過払い請求しようと思うのですが・・・ 今から2社追加するとさらに戻ってくるのが遅れそうな気がして迷ってます。お金が必要なので早く過払いが戻ってきて欲しいのですが・・・(5月に弁護士に依頼) 1.今から2社追加すると過払いの戻りは遅れますか? 2.遅れるとしたらどのくらいの期間ですか?(目安) 3.今回2社追加しない場合、後に改めて過払い請求できますか? 無知な質問ですいません。
  • 2社追加しても他社とは関係ないのでそれぞれからの会社対応次第になりますが 弁護士さんに依頼しているのであれば弁護士費用などもあり、一度弁護士さんの下へ振り込まれる形なのか 本人に振り込まれる形なのかによって完全に手元に入るには差があると思います ただ、現在過払い依頼者が多いため、大手の消費者金融ではなかなか和解まで進まず、 支払いが遅れている状況のようです 後に過払い請求を個人でする場合は、完済日より10年未満であればいつでもできます 弁護士さんに依頼する場合は着手金がまた必要になると思います また、一件あたりの借入額が140万未満の場合は司法書士さんにも依頼できますよ 弁護士さんに相談してみるのが一番だと思います

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