この引き直し計算で算出された、過払い金は妥当な金額でしょ…

質問と回答
  • この引き直し計算で算出された、過払い金は妥当な金額でしょうか? お世話になります。 初めての引き直し計算で出た金額について、妥当な金額かご指導ください。 ■取引先:アコム ■取引期間:H13.06~H16.09.27(完済) ■借り入れ金額:①H13.06~H14.02は30万円 / ②H15.01~H16.09は50万円 ■借り入れ状態:借りては返しの繰り返し ■引き直し計算ソフト:名古屋式(利率18%) ■過払い金:約¥50.000(5%含む) 参考にした 引き直し計算シュミレーターでは最低でも7万円~25万円でした。。。 間違いはないとは思うのですが、 初めての引き直し計算なので、この金額が妥当かわかりません。 以上、宜しくお願いします。
  • 妥当も何も、入力間違いがなければ実際に引き直した結果がすべてです。 シミュレーターの精度がどの程度か解りませんが、借入期間に空白の期間があるので、それを借入期間にシミュレーターが含めていると考えると、誤差は出ると思いますよ。基本的にはシミュレーターは概算ですから。

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