過払金についてお願いします。

質問と回答
  • 過払金についてお願いします。契約が2つありまして最初の契約を引き直すと利息込みで104万過払い。 只今借入(90万)してるの一連で計算すると込みで17万の過払いが発生してるようです。契約期間も間が何年も開いてるので一連計算は、認めてもらえないと思うので…(第2取引も短いので3万しか差額もない) 最初の取引分の104万だけ請求しようかなと思っています。この場合今契約してる残りの支払いは今までどおりしなければならないのでしょうか? それとも差し引いて14万の請求書を送ってあとのこりは払いませんって言えばいいのでしょうか? もしくはあと10万引き出して残りの4万放棄するので債務無しとかの交渉とかも出来るんでしょうか? よい方法があれば教えてください。 相手はプロミスです。 個人にて交渉しようと思ってます。よろしくお願いします。
  • 一連17万で提訴し、一連認めてもらえないとしても14万返還の可能性があれば十分では? 任意で交渉はするのは時間の無駄ですから訴訟で解決しした方解決は早いでしょう。

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