過払い金の請求について 母親に消費者金融・クレジット会社…

質問と回答
  • 過払い金の請求について 母親に消費者金融・クレジット会社に多額の借金があることがわかりました。 どれも利用期間が10年以上あるため取引履歴を各社から取り寄せ、過払い分があれば請求するつもりです。 ただ、クレジット会社からキャッシングしている分は既に亡くなった父親名義のもので、亡くなった後にもカードを使って借入をしていました。今は収入証明を出していないため借入もストップし、口座からの引落しで返済しています。(相続放棄はしていません) このこと自体、違反(詐欺罪?)に当たることなのですぐにでも返済と解約をするつもりですが、このような状態でクレジット会社に対して過払い金の請求をすることは可能でしょうか?
  • 現在、過払い請求・債務整理はとても複雑になっているのかと思います。 10年以上の取引なら過払いはあると思いますし。 ただ、私は亡くなった方の債務がまわってきたときの過払い請求に関してはわからないので、無料相談を行っているところに聞いてみるといいですよ。 法テラスが一番有名なのかと思います。他にも相談を無料でできるお悩み解決広場などもありますので利用してみるといいですよ。

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