皆さまのおかげで過払い金返還請求訴訟をして和解にて４社か…
質問と回答
- 皆さまのおかげで過払い金返還請求訴訟をして和解にて４社から満額+５%を取り戻せる事が出来ました。 ただ、あと一社だけ残っており、先日、第一回口頭弁論期日で以下の様な内容で答弁書を出して来ました。 第１ 第２の請求の趣旨と原因についてはいずれも否認で訴訟費用は原告負担。 これは予想していたのですが 第３の被告の抗弁及び主張で １．被告は貸金業の規制等に関する法律（以下「貸金業法」という）第３条により、昭和59年3月10日に貸金業者として登録を受け、以降８回の更新（登録番号福岡財務支局（９）第00015号）を受けて貸金業を営んでいるものである。 ２．原告訴状添付の「利息制限法に基づく法定金利計算書」において誤りがあることから原告による再計算を求める。 との事でした。 引き直し計算は再度確認し誤りを修正した結果、三千円ほど多く戻ってくる計算になりましたのでこの分は第二回期日までに訴状の金額を訂正し、再度、引き直し計算書も提出するつもりです。 ただ、良く理解出来ないのは１．の被告は貸金業の規制… の主張。 これは悪意の否定なのか、みなし弁済を主張しているのかよく理解できないので準備書面になんと記載すればいいのか迷っています。 こちらとしては、過払い金が発生している事実がある以上、悪意の受益者である事にはなんら変わりはない。 と、主張した方がいいのですか？ それと、訴訟にかかった切手代や日当、交通費などは後から付け加えても大丈夫 なのでしょうか？ 以上、かなり長文になりましたがアドバイスよろしくお願いします。
- 切手代（裁判所に予納したもの）は裁判費用に含まれます。 通常、和解する際には無視してます。 裁判費用を被告の負担とする旨の判決が出れば、支払ってもらえるか、強制執行できます。 訴外で使った切手代、日当、交通費は請求できません。 被告の答弁については、あなたの訴状を見ていないので、それが抗弁なのか単なる事実なのかがわかりませんので、コメントしません。
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