会社の後輩がアコムに過払い金の請求をしました。

質問と回答
  • 会社の後輩がアコムに過払い金の請求をしました。弁護士(報酬21%って高い気がする)を入れたそうです。武富士やアイフルは対応できないと聞きます。 引き直し計算をしたら、150万くらいあったそうですが取り戻せるのでしょうか? よく8割りでとか5割で示談とか、半年後の支払いでとか聞くのですが・・・。既(1ヶ月くらい前に)に完済(解約)はしているみたいなので、ブラックは無しと判断して勧めてみました。残金があるときよりは強気でいけると聞きますが、どれくらいの期間が掛かるものでしょうか? 会社の先輩が3、4年位前に請求(それもアコムらしい)したときには1ヶ月以内で、借り入れ残高を0円プラス過払いの戻り(100万位らしい)があったみたいですが、このご時勢で可能ですか? それをあてにしてバイクか車を買うと言うので、あてにできるものでしょうか?実際消費者金融によって対応はかなり違うのですか?進めた手前非常に気になります。
  • 弁護士は、国家資格をもった専門家です。 当然、都道府県会員にも入っているはずです。その弁護士ひとりで解決出来なかったら(普通の問題ならないですが)、相談する人もいます。 債務整理にカード会社が応じないこともあります。でも、それは最初だけで最終的には応じなければいけません。 営業に支障をきたすからです。 ここは、専門家に任せた方がいいのではないでしょうか。 --- 補足 弁護士の方も仕事ですものね。 親身になるのは、依頼者から仕掛けた方がいいのではないでしょうか。 いろいろ聞いて本気になっているところを見せれば。 弁護士といえど、生身の人間ですから。 気持ちが入ってくると思いますよ。

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