過払い請求で戻ってくるでしょうか? カードを使用して借金…

質問と回答
  • 過払い請求で戻ってくるでしょうか? カードを使用して借金をしてしまいました。最初借り入れが今から10年から11年ぐらいになり借り手は返しを繰り返していましたが 支払いが遅れ始め払えずにいたら給料差し押さえの通知が届きました。 ほかのカード会社は同じくらいの金額で同じくらいの期間なのに過払い金が戻ってきました。 でも、給料差し押さえのしてきた会社は残金が100万以上残っているとのこと グレーゾーンが発生しているはずなのに弁護士にも相談しているのに連絡をしても 軽くあしらわれてどうしていいか分かりません 良いアドバイスがあればお願いします。
  • 補足 過払いになる余地のない契約で遅延し債権差押命令が届いたってことでしょうか、それとも「給料等差押えとなる場合がある」と注意書きがついて来た支払督促または口頭弁論期日呼出状が届いたってことです?前者なら特にすることありません。すでに給料は差し押さえられてます。じたばたしたところでどうなるものでもありません。執行異議出しますか?後者なら異議申し立てまたは答弁書を出して下さい。 給料差し押さえの通知なんて来ませんよ。債務名義もないのに債権差押命令は申し立てすら出来ません。貴方のいう通知とは延滞者みんなに送る「脅し」でしょ?本当は過払いなら訴訟すら起こせないので債務名義となることないので無視してればいいんです。

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