過払い金。

質問と回答
  • 過払い金。プロミスとの0和解後の信用情報について… プロミスとの0和解が電話で行われ、和解書の書面が自宅に届きました。 それを見ると、 第1条(債権債務の確認) プロミス株式会社(以下「債権者」という。)と質問者○○○(以下「債務者」という。) 間の金銭消費賃貸契約(契約番号○○○○○○○○)に関し、 債権者および債務者は、債権債務のないことを相互に確認する。 第2条 (信用情報機関への登録) 1、債権者は、本書に定める和解契約内容のうち、本人特定情報、完済情報、取引事実等を、 株式会社日本信用情報機構および株式会社シー・アイ・シーならびに当該機関の 提携先機関(全国銀行個人信用情報センター)に報告する。 2、信用情報の登録期間は、契約継続中および本責務を完済した日から5年以内、延滞等の情報は発生日から5年以内です。 とありました。 第1条は理解できたのですが、第2条… これは何を報告されるのでしょうか? 俗に言う、ブラックリストと言う物にされるのでしょうか?
  • あなたの場合は完済情報を5年を超えない期間登録する事が該当します。 別に問題有りません

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