3年前に債務整理を行い、現在55,000円を毎月返済している状態…

質問と回答
  • 3年前に債務整理を行い、現在55,000円を毎月返済している状態ですが 今更ながら、債務整理の内容が妥当なものだったのか 疑問が出てきたので、改めて別の弁護士に内容の確認を してもらうことは可能なのでしょうか。 そろそろ返済が完了する頃だと思い、契約書を確認したら 返済開始日しか記載されてなかったので弁護士へ連絡したところ、 返済期間は5年間と言われ、まだ2年残っていることが判明しました。 これは私の思いこみで勘違いしていたんでしょうが、 改めて債務整理の内容を振りかえったところ、 当時は気付かなかったのですが、借入総額と返済総額の差が それほど大幅に減っていないことがわかりました。 これは当時、私も十分に確認しなかったのが悪いのですが、 債務整理の内容が決まった時点で 「元々の債務がいくらで、整理後○○円になりました。」 という細かい説明が弁護士さんからもなかったのです。 全て自分が悪いのですが、債務整理の内容としては妥当なのかどうか 今更ながら疑問が出てきたので、教えていただけますか。 また、別の弁護士事務所へ依頼して内容が妥当かどうか 確認してもらうことは可能なのでしょうか。 内容としては ショッピングが約200万、キャッシングが約160万の合計360万に 対し、返済額は310万円。 ※改めて弁護士事務所へ確認した金額の内訳を画像添付しました。 ちなみに消費者金融Aには300万ほど借り入れがありましたが、 債務整理前に全額返済して、過払い金が5万4千円ほど返ってきました。 消費者金融各社の利用期間は 消費者金融A:平成15年~平成19年まで(完済) 消費者金融B:平成10年~平成20年まで 消費者金融C:平成15年~平成20年まで 長くてすみませんが、よろしくお願いします。
  • 個別で事情が違うんでしょうが私の非常に近い親族で似たようなケースがありましたが、随分違いますね 私共のケースだと総額300万位です。債務内容は似たり寄ったりですね。法テラスに相談に行って無料で弁護士さんに相談してもらい、簡単に説明すると債権を「払いきれないから」と理由付して100万円まで圧縮してもらえました。で次々3万ちょい位で丸3年掛けて返す様にしてもらえましたよ。この場合だとメリットとして返済負担が減りますがデメリットとしていわゆるブラックリストに7年近く載ってしまうので新規でクレジットやローンが組めなくなります。でも自己破産にはならない利点があります。 人によってケースバイケースなのかもしれないですが私共は上記の様に負担がだいぶ減らす事ができたので質問者さんの内容を見ると相談に乗った弁護士が悪かったのかなぁ?と思ってしまいますが… あくまで素人の意見です。 法テラスは無料なんで相談してみてもよいのでは?

188 件の回答があります。

chắn phỏm.comさんからの回答

118601 613520Just wanna remark that you have a quite nice internet website , I like the layout it really stands out. 406232

tipobet girişさんからの回答

347867 694282You must consider starting an e-mail list. It would take your web site to its potential. 58572

Homepageさんからの回答

86154 824589This sort of considering develop change in an individuals llife, building our Chicago Pounds reduction going on a diet model are a wide actions toward creating the fact goal in mind. lose weight 521587

바카라さんからの回答

13102 180625Thank you for your very very good info and feedback from you. car dealers in san jose 712491

aff-casino.comさんからの回答

438474 548346Some truly nice stuff on this internet web site , I like it. 238533

cbd oilさんからの回答

421699 550676Dead composed topic matter, thanks for information . 100408

cbd oilさんからの回答

45744 968941You got a extremely wonderful internet site, Sword lily I observed it by way of yahoo. 509695

바카라さんからの回答

921657 611297Some truly nice and utilitarian information on this web site , likewise I think the style and style holds amazing attributes. 950399

918kissさんからの回答

838619 899157This really is often a wonderful blog, could you be interested in working on an interview about just how you developed it? If so e-mail myself! 679109

온라인카지노さんからの回答

600407 895778I really like meeting utile info, this post has got me even far more info! . 684013

Replica Purseさんからの回答

757989 172251Extremely fascinating subject , regards for putting up. 586834

satta king 2020さんからの回答

155493 553129Outstanding post, I conceive website owners ought to learn a great deal from this weblog its real user pleasant. 666803

안전카지노さんからの回答

239715 319249Xanax (Alprazolam) is used to treat anxiety disorders and panic attacks. Alprazolam is in a class of 364490

custom bag toss game boardsさんからの回答

68063 771438I believe this internet site contains some very fantastic information for everyone : D. 529515

https://polecamy-to.pl/さんからの回答

919627 404798Maintain websiteing stuff like this I actually am fond of it 23474

new york seoさんからの回答

614834 788832Thank you for sharing with us, I conceive this site really stands out : D. 925770

Universal Credit Applicationさんからの回答

948308 832067bless you with regard to the certain weblog post ive genuinely been searching regarding this kind of details on the internet for sum time appropriate now as a result cheers 808944

메이저사이트さんからの回答

110967 228781Some genuinely beneficial data in there. Why not hold some sort of contest for your readers? 624563

365458 94229This internet site is in fact a walk-through it genuinely could be the information you desired relating to this and didnt know who ought to. Glimpse here, and you will undoubtedly discover it. 246243

situs poker onlineさんからの回答

616137 981888I truly appreciated this gorgeous weblog. Make certain you keep up the great work. Finest Regards . 588956

opinieさんからの回答

946974 344004This is a right blog for would like to uncover out about this topic. You realize a whole lot its almost challenging to argue along (not that I personally would wantHaHa). You in fact put the latest spin with a subject thats been discussed for a long time. Great stuff, just wonderful! 352038

warnetqqさんからの回答

28498 420138Keep all the articles coming. I adore reading via your items. Cheers. 994358

are all rolex clear backs fakeさんからの回答

313341 3019you are in point of fact a great webmaster. The site loading velocity is incredible. It seems that you are performing any distinctive trick. In addition, The contents are masterpiece. youve done an excellent activity on this topic! 897988

Buy Vyvanse Onlineさんからの回答

270927 886401dude this just inspired a post of my own, thanks 118964

7lab steroidさんからの回答

183462 683782An fascinating discussion is worth comment. I think that you should write much more on this topic, it may well not be a taboo subject but typically people are not enough to speak on such topics. To the next. Cheers 403339

corey zさんからの回答

704720 938480Lastly, got what I was looking for!! Ive genuinely enjoying every small bit of this. Ecstatic I stumbled into this post! and also Ive bookmarked to appear at exclusive info for your blog post. 687175

924424 784396Ill do this if want to as much as I hope that is not too far off the track. 110137

axiolabs reviewsさんからの回答

948538 227541Thank you for your extremely good info and feedback from you. san jose car dealers 328267

buy weed onlineさんからの回答

879401 954718Hey this really is kinda of off subject but I was wanting to know if blogs use WYSIWYG editors or in the event you need to manually code with HTML. Im starting a weblog soon but have no coding experience so I wanted to get advice from someone with experience. Any help would be greatly appreciated! 158934

안전토토さんからの回答

147123 13462Usually I dont read article on blogs, but I would like to say that this write-up extremely compelled me to try and do so! Your writing style has been amazed me. Thanks, really great post. 73284

CBD Gummies for Painさんからの回答

919122 117890This post post made me believe. I will write something about this on my weblog. 552710

Buy fake idsさんからの回答

873833 419823It is actually a cool and valuable piece of info. Im glad that you merely shared this beneficial information with us. Please stay us informed like this. Thank you for sharing. 272100

437105 340679Exceptional publish from specialist also it will probably be a fantastic know how to me and thanks very a lot for posting this useful data with us all. 392838

544116 560947Some truly superb articles on this internet site , regards for contribution. 413006

Blazing Trader Reviewさんからの回答

695295 981823You completed various great points there. I did a search on the theme and found the majority of folks will consent along with your blog. 321004

https://royalcbd.com/washington-dc/さんからの回答

IlAT7n Thanks-a-mundo for the blog post.Thanks Again. Really Great.

bitcoin evolution reviewさんからの回答

4188 990913Its really a cool and valuable piece of data. Im glad which you shared this useful information with us. Please keep us informed like this. Thanks for sharing. 287094

leer másさんからの回答

Your content is incredible! Thank you for researching and making this topic plain to your readers. Your article is a very welcome change of pace from others I ave been reading.

for more infoさんからの回答

Usually I don at learn article on blogs, but I wish to say that this write-up very compelled me to take a look at and do it! Your writing taste has been surprised me. Thanks, very nice post.

토토사이트さんからの回答

me. And i am happy reading your article. However want to remark on few

checkさんからの回答

Spot on with this write-up, I seriously believe that this website needs a lot more attention. I all probably be back again to see more, thanks for the advice!

more infoさんからの回答

Respect to author, some fantastic entropy.

hereさんからの回答

Wow, fantastic blog format! How long have you ever been blogging for? you made running a blog look easy. The entire glance of your website is magnificent, let alone the content material!

to get more informationさんからの回答

Wow, superb blog format! How long have you ever been blogging

smart iptv channel listさんからの回答

Very interesting info!Perfect just what I was looking for!

IELTS Training centre in Karachiさんからの回答

Thanks for sharing the information with us.

magazineさんからの回答

It as not that I want to replicate your web site, but I really like the style. Could you let me know which design are you using? Or was it tailor made?

wsop game free chipsさんからの回答

You have mentioned very interesting points! ps nice internet site.

buildersさんからの回答

Very interesting info !Perfect just what I was searching for! аЂа‹Washington is the only place where sound travels faster than light.аЂа› by C. V. R. Thompson.

hybrid stiiizyさんからの回答

Im obliged for the blog.Much thanks again. Keep writing.

urlさんからの回答

Sent the first post, but it wasn`t published. I am writing the second. It as me, the African tourist.

ekonomski fakultetさんからの回答

Muchos Gracias for your post.Really looking forward to read more. Much obliged.

sell dumpsさんからの回答

369657 988180To know wisdom and instruction, to perceive the words of understanding 635797

luisさんからの回答

This blog is definitely cool and factual. I have discovered many interesting stuff out of this source. I ad love to visit it every once in a while. Cheers!

https://guaranteedppc.com/using-search-based-retargeting-to-reduce-ppc-search-competition/さんからの回答

Thanks a lot for the blog post. Really Cool.

real reviewsさんからの回答

Thanks-a-mundo for the article. Much obliged.

Daftar Slot Online Sins88さんからの回答

This particular blog is no doubt educating additionally amusing. I have chosen a lot of handy advices out of this blog. I ad love to go back every once in a while. Cheers!

take a look atさんからの回答

There is definately a lot to learn about this issue. I like all of the points you have made.

biznes dla kobietさんからの回答

Wow, incredible blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your web site is fantastic, let alone the content!

notatkiさんからの回答

You have made some good points there. I checked on the net to learn more about the issue and found most people will go along with your views on this site.

DC apartment moversさんからの回答

Thanks for the article.Much thanks again. Keep writing.

pocket language translatorさんからの回答

my family would It?s difficult to acquire knowledgeable folks during this topic, nevertheless, you be understood as do you know what you?re referring to! Thanks

Merziuzさんからの回答

f21cBq http://pills2sale.com/ viagra online

Barneyさんからの回答

I’m in my first year at university viagra buy cheap online U.S. President Barack Obama greets guests at the second annual ”Kids’ State Dinner”, to honor the winners of a nationwide recipe challenge to promote healthy lunches, at the White House in Washington July 9, 2013.

Napoleonさんからの回答

Do you know what extension he’s on? test deca eq anavar cycle Meanwhile, people who consumed more than three servings of nuts per week had a 55% reduced risk of dying from heart disease and a 40% reduced risk of dying from cancer. One serving was considered around 28g. This was irrespective of the type of nuts eaten.

lithium stocks that could explode 2021さんからの回答

I was recommended this web site by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my difficulty. You are wonderful! Thanks!

external projector enclosuresさんからの回答

you are saying and the way in which during which you say it.

top private placement opportunities stockhouseさんからの回答

Perfectly written content, thanks for selective information.

Warnockさんからの回答

Merely wanna state that this is very helpful , Thanks for taking your time to write this. We do not attract what we want, But what we are. by James Allen.

viewさんからの回答

I think this is a real great post.Really thank you! Really Cool.

398139 793334You genuinely ought to experience a tournament for starters with the finest blogs online. Let me recommend this wonderful web site! 502905

this websiteさんからの回答

Looking around I like to surf around the internet, regularly I will go to Digg and read and check stuff out

Tajikistan travelさんからの回答

This blog was how do I say it? Relevant!! Finally I have found something that helped me. Appreciate it!

Thi cong cua nhom kinhさんからの回答

Wow, great article post.Really thank you! Will read on

Silicone chew toysさんからの回答

Wow, fantastic blog layout! How long have you been blogging for? you made running a blog glance easy. The total glance of your website is excellent, let alone the content material!

evropskiさんからの回答

I think this is a real great post. Really Great.

Harold Jahn Albertaさんからの回答

969225 303476I undoubtedly did not realize that. Learnt something new today! Thanks for that. 386324

Bilskrotning Göteborgさんからの回答

297947 419177Hi there! Nice post! Please do inform us when we could see a follow up! 77866

사설토토さんからの回答

651726 606549This web website is often a walk-through for all with the knowledge you wanted concerning this and didnt know who must. Glimpse here, and you will definitely discover it. 617071

fake watchesさんからの回答

386457 804297Music began playing anytime I opened this website, so irritating! 215095

faux watches YachtMasterさんからの回答

55494 720251Some genuinely rattling function on behalf with the owner of this site , utterly excellent content material material . 320871

sex dallsさんからの回答

643826 464345Great aid from this blog! Thanks alot for the data I required 309559

software testingさんからの回答

843223 472897You designed some decent points there. I looked on the net for any difficulty and located most individuals goes along with together together with your internet site. 476455

sildenafil generic prescriptionさんからの回答

sildenafil online sale https://eunicesildenafilcitrate.com/ best sildenafil coupon

tadalafil tabletsさんからの回答

tadalafil gel https://elitadalafill.com/ tadalafil 40 mg daily

ed pills vardenafilさんからの回答

vardenafil 40 mg https://vegavardenafil.com/ vardenafil 40 mg generic

Myronimilmさんからの回答

free chat online singles
mature adult phone chat

Javierfreskさんからの回答

tindr , tinder date
tinder online

antigo wi. free dating for sexさんからの回答

free trial dating

over 60 dating sites for freeさんからの回答

free dating sims for pc

east european dating sites freeさんからの回答

christian dating nz free

teen dating freeさんからの回答

100 free dating site worldwide

avanaさんからの回答

avanafil avana canada

real free dating websitesさんからの回答

free senior married dating

amputee dating free

vidalista tadalafil reviewsさんからの回答

tadalafil troche cost tadalafil dosage bodybuilding prescription tadalafil online

side effects for tadalafilさんからの回答

erectafil-5 where to get tadalafil tadalafil uses

aralen mexicoさんからの回答

hydroxicloroquin aralen for sale hydroxychoriquine

20201023さんからの回答

chloroquine cvs hydroxychloroquine plaquenil cost hloroquine

cheap cialisさんからの回答

tadalafil herbal substitute buy cialis side effects of tadalafil

hydroxychloroquine acheterさんからの回答

cloroquina 250 mg interactions for hydroxychloroquine anti-malaria drug chloroquine

pharmacepticaさんからの回答

erectile hopeless https://www.pharmaceptica.com/

free dating placeさんからの回答

international dating online free

dating in australia freeさんからの回答

100 free dating sites in ontario canada

pharmacepticaさんからの回答

erectile implants https://www.pharmaceptica.com/

RoyalCBDさんからの回答

i7Ph6r Would appreciate to constantly get updated great blog !.

best keto diet app 2018さんからの回答

keto granola

keto approved foodsさんからの回答

is watermelon keto friendly

information on keto dietさんからの回答

keto friendly vegetables

hydroxychloride 200 mgさんからの回答

hydroxychloroquine 200mg https://plaquenilx.com/# is hydroxychloroquine safe

hydroxychloroquine medicationさんからの回答

hydroxychloroquinr https://plaquenilx.com/# what is hydroxychlor

hydroxychloroquine useさんからの回答

hydroxyquine medication https://plaquenilx.com/# hydroxy chloriquin

hydrochoriquineさんからの回答

hydroclorizine https://plaquenilx.com/# what is hydroxychloroquine prescribed for

what is in hydroxychloroquineさんからの回答

hydroxychloroquine use https://plaquenilx.com/# hydroxychloroquinone

hydroxychloroquine 200 mg twice a dayさんからの回答

what is hcq medicine https://plaquenilx.com/# hydrochloquine

who makes hydroxychloroquine winさんからの回答

hydroxychloroquine for malaria https://plaquenilx.com/# hydroxychloroquine risk

chloroquine phosphate vs plaquenilさんからの回答

hydroxychloroquine medication https://plaquenilx.com/# hydroxychlorequine

hcq medical abbreviationさんからの回答

hydroxchloroquin https://plaquenilx.com/# plaquenil 400 mg

gay dating websites listさんからの回答

yuba city gay dating https://freegaychatnew.com/

hydroxychloroquine 400 mgさんからの回答

hydroxychloroquine for malaria https://plaquenilx.com/# drugs.com hydroxychloroquine

define hydrochloricさんからの回答

hydroxychlor tab 200mg https://plaquenilx.com/# dolquine

hydroxychloroquine sulさんからの回答

side effects of hydroxychloroquine https://plaquenilx.com/# hydroxochlorquine

hydroxychloroqさんからの回答

hloroquine https://chloroquineorigin.com/# what is hydroxychloroquine used for

hydroxichlorineさんからの回答

hydrocholorquine https://plaquenilx.com/# hcq malaria

cialis without a doctor prescriptionさんからの回答
PatrickVarさんからの回答
hydroxychloroquinepaさんからの回答

is hydroxychloroquine an antibiotic how to get hydroxychloroquine hydroxychloroquine 200 mg tablets

Michaelheemaさんからの回答

generic cialis https://cialiswithdapoxetine.com/# – cialis online

gay dating men profileさんからの回答

gay dating sites for teenagers https://gaychatgay.com/

online gay dating simさんからの回答

young gay men dating older men https://gayedating.com/

gay muscle datingさんからの回答

gay dating site 0 https://dating-gaym.com/

gay chubby chasers dating siteさんからの回答

gay republican dating https://gaydatingcanada.com/

most famous gay dating siteさんからの回答
shy gay guy datingさんからの回答

gay bear dating sites https://datinggayservices.com/

zithromaxesptさんからの回答

zithromax pills azithromycin 500mg chlamydia side effects azithromycin 1g side effects

hydroxychloroquine costさんからの回答
Michaelheemaさんからの回答

cialis pills https://cialiswithdapoxetine.com/# – generic cialis

Speegoljnzさんからの回答
what is accutaneさんからの回答

accutane isotretinoin

Michaelheemaさんからの回答

cialis price https://cialiswithdapoxetine.com/# – cialis tablets

www.pharmaceptica.comさんからの回答

sildenafil 12.5 mg https://www.pharmaceptica.com/

Michaelheemaさんからの回答

cialis generic https://cialiswithdapoxetine.com/# – buy cialis usa

quinine vs hydroxychloroquineさんからの回答

how to make hydroxychloroquine https://plaquenilx.com/# hydroxychloroquine sulfate 200 mg tab

write my college essay https://essaywritercentral.com/

cheap essay writingさんからの回答

writing an autobiography essay https://essayghostwriter.com/

whatisprednisoloneさんからの回答
buy accutaneさんからの回答

isotretinoin accutane

modafinil200mgさんからの回答

provigil and alcohol what is modafinil used for

bactrim generic nameさんからの回答

What dose of co- trimoxazole is used in a patient with a UTI? bactrim dosing

steroidprednisoneさんからの回答
bactrim dosageさんからの回答

inhibitor bactrim and alcohol

high school essay writingさんからの回答

online essay writing services https://essaypoints.com/

reflective essay on writingさんからの回答

writing an argument essay https://essaytag.com/

writing essays for moneyさんからの回答

writing cause and effect essay https://online2casino.com/

writing an expository essayさんからの回答

write an analysis essay https://onlinecasinos4me.com/

PatrickVarさんからの回答
Tepeypwkさんからの回答

where to buy chloroquine hydroxychloroquine update today

Speegopzdcさんからの回答

plaquenil pill chloroquine generic

Speegoabyuさんからの回答
casino welcome bonusesさんからの回答

welcome bonus no deposit https://casinosonlinex.com/

top online casinosさんからの回答

casino online usa https://casinoonlinek.com/

Speegonqzlさんからの回答

hydroxychloroquine buy online chloriquine

Speegoixezさんからの回答

Speegoznobさんからの回答

chloroquine stock plaquenil dosage

the best online casinoさんからの回答

online casino deposit bonus https://onlinecasinoad.com/

topwritemyessay.com https://multiessay.com/

custom essays writingさんからの回答

writing analytical essay https://buy1essay.com/

PatrickVarさんからの回答
PatrickVarさんからの回答

https://cialiswithdapoxetine.com/# – cialis black is it safe

Speegowzcyさんからの回答

hydroxychloroquine where to buy https://chloroquineus.com/

Tepeqlhzさんからの回答

hydroxychloroquine update today https://chloroquinendi.com/

Speegollpnさんからの回答

https://hydroxychloroquinetc.com/ plaquenil side effects mayo clinic

Speegodpvmさんからの回答

https://hydrochloroquinesol.com/ plaquenil hydroxychloroquine

PatrickVarさんからの回答
Tepexdbpさんからの回答

trump hydroxychloroquine hydroxychloroquine prophylaxis

Speegoiumoさんからの回答

chloroquine uses chloroquine structure

PatrickVarさんからの回答

https://cialiswithdapoxetine.com/# – cialis support 365

PatrickVarさんからの回答

https://cialiswithdapoxetine.com/# – best prices for cialis 20mg

Speegomrsqさんからの回答
Speegokrfgさんからの回答

Speegoebahさんからの回答
adventure time sex gamesさんからの回答

gay sex games online https://sexgameszone.com/

azithromycin buyさんからの回答

plaquenil eye exam can i take tylenol with plaquenil how to stop taking plaquenil

PatrickVarさんからの回答
online adult sex gamesさんからの回答

hot sex games online https://sex4games.com/

games that have sex in them https://winsexgames.com/

zithromax costsさんからの回答

neurontin adverse effects brand gabapentin what is neurontin 100mg used for who manufactures gabapentin

lasix 2 mgさんからの回答

dapoxetine analog dapoxetine 30 mg tablet india reviews on dapoxetine drug for sex drugs.com which is better dapoxetine vs paroxetine

是非あなたの回答をお聞かせ下さい!