質問です。
質問と回答
- 質問です。 私は過去に消費者金融から借り入れをしていました。法律改正前の利率29%の頃からか8年近くです。 借り入れ年数から過払い金が発生してましたので、つい最近司法書士に依頼し過払い 請求をし、過払い金を返還してもらいました。 が、しかし過払い請求する前にJICCに開示をしたところ、過払い請求した消費者金融が異動情報で元金延滞で記載されてました。この時点でも過払い金が発生していていましたが、そもそも元金などという金額はなかったという事なので過払い請求して契約終了なれば異動情報は削除されるのでしょうか？引き直し計算しても元金が残った状態での、過払い請求は債務整理扱いになりますが、元金が残ってたけど過払い金が発生して元金を上回る過払い金があった場合はもちろん手続きが完了して返還されたのなら削除依頼出来ますよね？
- 何度同じ質問を繰り返しても回答は一緒ですよ。 業者に連絡すれば間違った情報なら消されます。 ここに質問を繰り返しても解決するわけじゃありません。 まずは業者に電話するほうが先だと思いますよ。
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