競馬の借金があり、返済に過払い金のある可能性を調べたいと…

質問と回答
  • 競馬の借金があり、返済に過払い金のある可能性を調べたいと思っています。借入をしていたのは平成19年です。キャッシング業者はアコム、プロミス、ノーローン、アイフル、アプラスなど。 このころ競馬にはまってしまってかなり 借入をしていました。 もう借入計算明細や領収書、入出金明細などが 残っていないのですが、 よくテレビでコマーシャルしている様に 司法書士や弁護士に頼めば過払い金の 調査を無料でやってくれると思うのですが それで間違いないでしょうか? また借金はすでに完済していますが それでも過払い金があれば取り戻す ことが可能でしょうか? 過払い金の返還請求をするならどの 法律事務所がいいでしょうか? 最近新宿事務所とかアヴァンスとか がTVCMしてますが・・。 評判のいい法務事務所教えてください。 詳しい方 よろしくお願いします。
  • 過払い金請求を調べるなら、ここが評判が良くって おすすめです。 ↓ http://ranking.ebb.jp/mixfolda/soudan001.html 街角法律相談所というところですが、 ここのいいのは 無料ネット申し込みで今の借入金の 過払い金診断シミュレーションを 無料でしてくれます。 ニックネーム登録ですので実質匿名です。 他の方法なら、次の法務事務所で過払い金 のことについて無料相談できます。 アヴァンス法務事務所 はたの法務事務所 ↓紹介されているページ http://ranking.ebb.jp/mixfolda/soudan002.html この2つ事務所はおすすめです。 成功報酬(過払い金の費用は過払い金 返還に成功した場合、料金が発生します) も格安な方です。 このどちらかにメールで相談すれば 丁寧な返信を返してきてくれます。 質問者さんがおっしゃっている平成19年の期間なら おそらくほとんどのキャッシング業者は グレーゾーン金利でお金を貸していたはずです。 平成19年のアコムの金利は28~29パーセントくらいですので 借入金額が少なかろう、多かろうと 間違いなく過払い金が発生しています。 すぐに過払い金返還請求をされることを おすすめします。(時効があるので早く) 過払い金とはグレーゾーン金利と呼ばれる 部分の金利で、理由が合って消費者金融業者に 返還を求めればほぼ確実に返ってきます。 ちなみに過払い金返還請求は、借入の 使途がギャンブルであろうが、株式で あろうが関係ありません。 関係するのは自己破産です。 個人再生とか任意整理もお金の 使用目的を問われることはありません。 それらについてはこちらで詳しく 書かれています。 ↓ http://ranking.ebb.jp/mixfolda/soudan003.html 参考までに・・。 質問者さんの 健闘をお祈りしています。

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