過払い金について 昨年までプロミスとレイクを約10年間使っ…

質問と回答
  • 過払い金について 昨年までプロミスとレイクを約10年間使っていて、途中金利のみ返済などもあったが、今後のローンなどが気になっていたので、なんとか昨年完済して今春、住宅金融公庫とアプ ラスの住宅ローン100万で家を購入したので過去の過払い金請求の委託を考えているのですが、気になる事が一つあり質問させていただきました。 ・レイク過払い金請求、レイクは現在新生銀行らしくアプラスも新生銀行らしいので、もしも旧レイクに過払い金請求をした場合、現在のアプラスのローンに影響はあるんですか❓一括返済を迫られるなど。 自身としては現在のローンに影響がないのであれば少額でも返金したい気持ちです。
  • 悪影響はまったくありませんが、良い影響ならあるかもしれません。 戻ってきた過払金を住宅ローンの繰り上げ返済に使えますからね。

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