過払い金請求をしたいのですが。

質問と回答
  • 過払い金請求をしたいのですが。弁護士や司法書士に頼むとそれなりの費用になるようなので、自分で行いたいのですが、何から手を付ければよいか全くわかりません。 個人で行うには何をどう進めていくのか手順が分かる方、是非教えて頂ければと思います。 宜しくお願い致します。
  • ①取引履歴を送ってほしいと請求。 ②エクセルなどで引き直し計算、過払い金を算出。 ③業者に過払い金を請求 ④和解成立。 ⑤指定口座に指定期日に振り込まれる。 流れでしょうが、なかなか交渉で満額は戻ってくるのは難しいと思います。 なので③までは問題ないのでしょうが③~④が難しく、場合によっては裁判しなければならないこともあるでしょう。 どうしても自分でやる意思と時間があれば、本屋さんで解説書を買ってきて訴状をワープロで作成して印紙や郵券を添付して裁判所に送ってやることもできますし、よくわからなければ簡易裁判所の相談窓口で教えてもらうこともできます。

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