支払いが続いているクレジットカードの過払い金請求というの…

質問と回答
  • 支払いが続いているクレジットカードの過払い金請求というのは債務整理のことでしょうか? また、このカードの過払い金請求をしたということは信用情報に載りますか?だったら他のクレジット も同時に過払い金請求をしてもしなくてもブラックになるということでしょうか? よろしくおねがいします、
  • 債務整理とは借金(債務)の片付け(整理)のことだから、債務整理にコレという意味はありません。 過払い金請求をして借金が片付けば、まぁ債務整理したと言えなくもない。 ちなみにブラックリストなんか存在しません。借りれないことを「ブラックリストに載って借りれない」と表現している、もしくは信用情報に好ましくない情報記載がありそれが原因だと思われる場合に信用情報をブラックリストと表すか… 昔々は過払い金請求も好ましくない情報に分類されていましたが、今では過払いなら完済という扱いです

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