過払い金の和解書について質問します。

質問と回答
  • 過払い金の和解書について質問します。金融会社数社に対し過払い金の請求を行っており、4社の内、3社は和解書を取り交わして過払い金の振り込みを待っている状態なのですが、1社だけ内容のおか しい和解書が送られて来たので質問しました。その1社とは電話にて和解交渉(金額及び支払い期日)が終わり、和解書を自宅に送るので必要事項を記入して1部は控え、もう1部を送り返してくださいという話をし話が終わりました。 2日前に和解書が届き、内容を確認したところ、話あった金額が記入しておらず、何日までに振り込む期日も記入が無くて、 債権者および債務者は債権債務のないことを相互に確認する。という記述と、 信用情報機関への登録というもので、他社のように甲は乙にいくら支払うという記述は一切ありませんでした。この和解書が意味するところがわかりません。法律に詳しい方教えてください。宜しくお願いします。
  • それは、「1円も払わなくてもいいです」、とあなたが認めるという「和解書?」です。要するに馬鹿にされたのです。 そこまで馬鹿にされて、それでも和解してあげる筋合いはありませんので、訴訟を起こして支払日までの利息も含めた満額を徴収してはいかがですか? 弁護士なり司法書士なりに相談すれば、手数料を差し引かれたとしても、あなたが和解して受けとろうと予定していた金額よりは多い金額が戻ってくるように思いますよ。それに支払期日だって、待っていなければならないほど先にはなりませんしね。 どうせ、4社とも独自の間違った計算方法を使って、過払金の8割を返しますなんて嘘をついているでしょう? 実際に、自分で引き直し計算をしてみれば、桁が違うほど信じられないほど大きな過払金だったでしょう? いや、ご相談の様子では取引履歴も取り寄せていないか・・。 それでもいいという、そんな心優しいあなたの気持を踏みにじって、1円も返さなくていいなんて和解書を送ってくるなんて卑怯なことをする相手は、許してあげる必要は無いと思いますよ。 (補足へ) それならあなたの計算には間違いないでしょう。 ではなおさらのこと、正確な計算をもとに交渉している相手に対して、あまりにも侮辱的な態度です。 怒ったところで糠に釘の相手でしょうから、再交渉してみることです。うっかりミスしたと、とぼけて、正しい和解書を再発行すれば良し、それでも、のらりくらりするようなら、引き直し計算してくれた司法書士に取り立ても依頼することです。

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