アイフル(旧ライフプレイカード)に過払い請求しております。

質問と回答
  • アイフル(旧ライフプレイカード)に過払い請求しております。アイフルより答弁書が届いたのですが準備書面の制作で教えていただきたいことがあります。 現在、第1回口頭弁論が終わり、次の口頭弁論までに準備書面を提出するようにと裁判所から連絡がありました。 ライフプレイカードで平成14年から取引を始めて平成24年1月に完済しております。 過払い請求額は5%利息込みの59万円ほどです。 アイフル答弁書にある被告の主張で、被告は原告より平成23年7月8日以降金銭を受領したに過ぎず、被告に返還義務が 生じるのは平成23年8月8日以降に受領した金銭にかぎられるべきである。 と主張してきました。 裁判所からこの主張に対しての準備書面の提出を求められました。 この主張に対して吸収合併以前の取引に対する過払い金を、アイフルに請求するにはどういう準備書面を制作すればよいのでしょうか? またアイフルがライフを吸収合併したという証拠を証明する証明書はどこでとればいいのでしょうか? ご存知の方がいらっしゃいましたら教えてください。よろしくお願いします。
  • awpjmgaさん警告ありがとうございます。聞きかじりではなく実際の経験を元に書いています。 以下いろいろと書いたのですが、awpjmgaさんとバトルしても、質問者にはなんら有益な情報にはならないので、一旦削除し、以下の一点だけに訂正しておきます。 私の回答は、結論として、専門家に依頼することを薦めています。 それが、質問者に害毒与えるというのなら、awpjmgaさんも同様です。 いまからライフを訴えて弁論を併合させるなんて、テンプレ使っていることが容易に想像できる質問者の本人訴訟に勧める方がよほど害毒があります。 しかし私は、質問者の手に負える内容ではないことを説明して、今からでも専門家の門を叩く勇気をもって欲しくて、書いていますので、それを有害情報だとは思いません。

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