任意整理を行った場合、携帯電話の契約はできますか? 医…

質問と回答
  • 任意整理を行った場合、携帯電話の契約はできますか? 医師から就業禁止の指示が出て、自宅療養しています。 生活が出来ないため、生活保護を受給してもらっています。 生活保護受給に際して、今ある債務を整理 しなければならず、弁護士と相談して過払い請求をかけて回収できたお金を用いて債務を清算する任意整理が年内に完了します。 時を同じくして、病気の方も快方に向かい、うまくいけば就業禁止の指示も解除される様相となりました。 ただ、ここに来て唯一の携帯電話に不具合が生じ、また二年縛りの更新月が近くなってきました。 何回も修理に出していますが、弁護士などとの連絡やこれからの就業活動に支障が出ることを恐れています。 債務は全てなくなるのでMNPをかければ実質0円で新しい機種を手にすることができるのですが、心配なのは個人情報信用機関です。 弁護士はブラックリストに載るかどうかはわからないと言っていますが、債権者の一つが携帯電話会社のため情報共有されており、受付で却下される可能性も大です。 果たして、機種変更など出来るのか、詳しい方教えて下さい
  • 機種変は出来るが、新規契約は出来ない可能性はあります。 携帯会社が債権者に入っているなら 同然 不払い情報として 携帯会社同士の情報機関に共用されて登録されています。 一度 CICに開示請求して調べたらどうですか? CICに何か事故記録が記載されていれば 機種変での割賦購入も出来ません。

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