クレジットカードは発行できると思いますでしょうか? プロ…

質問と回答
  • クレジットカードは発行できると思いますでしょうか? プロミス(SMBC)から借り入れ返済を繰り返し、10年前に完済しました。 3年ほど前に弁護士通じて過払い金請求を起し、返還してもらいましたが このたび、三井住友VISAカードが必要で作りたくなりました。 CIC等はマイナスの経歴は残っていません(確認しました。) 又、別のクレカは発行できた実績もあります。 過去に過払い金請求した者は社内的(SMBC内部)のブラック扱いに なって発行NGになると思いますでしょうか? この質問は、他社のクレカ発行有無ではなくて 三井住友VISAカード限定の審査に関する質問です。 尚、ほかの条件での発行見送りの可能性等は 考慮しないものとして、アドバイスをお願いいたします。
  • 仮にプロミスの社内情報に問題があったとしても、それを三井住友カードという「別の会社」が知ることはできないでしょう。 ただ、他社のクレジットカードが作れた=三井住友カードの審査も通るではありません。 abetyanmanさん

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