質問ですが私は、三洋信販に借金があり50万の借り入れをして1…

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  • 質問ですが私は、三洋信販に借金があり50万の借り入れをして10年近く返済を続けて残金14万を放置状態です。ここ四年間は相手側から一切催促の連絡はありません。おそらく過払い金も発生してると 思います!信用情報機関に開示するとやはり元金延滞でクレジット、ローンなどの審査の障害になってますが、この状況で過払い請求をするべきでしょうか?このままの状態で永遠に元金延滞の状態だと今後に影響するし、この事故情報もいつ消えるかわからないですし…過払い請求して過払いが発生してるなら残りの残金も完済して事故情報も消えると聞きましたが!四年も放置状態で今更過払い請求って出来るものでしょうか?
  • いつまでも、失問を繰り返すな。 さっさと、弁護士に依頼しろ。

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