私にも過払い金があれば過払い金請求をしたいのですが、どの…

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私にも過払い金があれば過払い金請求をしたいのですが、どの様にやっていけば良いのか分かりません。まず時効が１０年という事ですが、１０年前後に完済しています。明細書とかは一切無いのでいつ返し終わってるのかが確定できません。利息も何％だったか覚えていません。業者は武富士とプロミスとレイクから借入して完済した事は覚えています。私は知識が無いのでどうしていいのか分かりません。法律家に頼んでも結局時効で費用だけかかってしまう事もあるんですよね？どうか良い方法を教えて下さい。
それぞれの業者に電話を掛けて下さい。いつから借入れをし、いつ返済が終わり、利息が何％だったかを・・・。そこでグレーゾーンで返済を何年も繰り返したり、時効でない業者に対して過払い請求を掛けるべきです。業者名だけ分かっている状態で法律家に依頼をしても同じ事を言われて終わってしまいます。ですからしっかり確認を取って下さいね。あとは、ホームページとかをしっかり確認を取り、信頼が出来る法律家を探して下さい。変な法律家に当たってしまったら下も子もないですよ。被害者が今でも出ているようです。気を付けて下さい。私は、過払い金が発生しているかどうかを確認を得るために東京都にある無料相談を利用しました。過払い金がほぼ戻らない会社も中にはあるようです。一回確認をしてから行動に移すことをした方がいいと思います。当然相談費用は掛かりません。相談してみて下さい。 http://www.soudanitiba.jp/

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