債務整理・任意整理・過払い金変換請求関連の相談になります。

質問と回答
  • 債務整理・任意整理・過払い金変換請求関連の相談になります。 TVやNET等の情報では、ホントに何がノーリスクで解決できるのか不安になっている事もあり、知識や経験のある方に御教示頂きたいです。 約10年前にプロミスで50万の借り入れ、その後2年位で追加融資でTOTAL100万円の借り入れをしました。 まとまった返済資金もなく、毎月¥28,000の支払いを続けており、90万円近くの債務があります。 毎月の返済が最近、苦になってきた事もあり、各所へ相談し、法的処理を考えております 下記内容について、御教示頂ければ幸いです。 1.法テラスへ相談に行こうと考えていますが、最初に出向く相談窓口でオススメの所はありますでしょうか。 2.実際に手続きを行なった際に現金が戻ってくる事はあまり期待していませんが、新たに費用を負担するような事はしたくありませんが、上記借り入れ状況でそのような考えを持って手続きに挑んでいいのでしょうか。 3.弁護士も色々な弁護士がおり、債務処理関係の対応がビジネス化され逆にマイナスになるという話を聞いた事ががありますが、どんな弁護士を選べばいいのでしょうか。 4.亀井大臣が過払い請求を行なった記録を信用機関にデータを残さないと言っていましたが、債務整理や任意整理を行なった場合、新規カード発行やローン契約等に支障は無いのでょうか。
  • 金儲け主義の悪徳弁護士に当たったら、幾らも戻らないようです。食い物にされる恐れもある。残念ながら、良心的な弁護士を選ぶような資料はないといってもよいでしょう。少しずつ、様子を見ながら頼んだほうが良いと思います。弁護士が乱造されているので、質の低下が懸念されています。

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