現在銀行系ローン2社クレジットカードキャッシング4社で計450…

質問と回答
  • 現在銀行系ローン2社クレジットカードキャッシング4社で計450万の借金があります、何とか今後の支払い負担を減らしたいと思い過払い請求を検討していますが銀行系は特に金 利が高くないので司法書士に依頼しても効果が少なく依頼費用がかえって掛かるのではないかと思っています。それでも依頼すべきでしょうか?
  • 法定利息を越えた取引が5年以上あれば 過払い金はあるかもしれません それもふくめて質問者様の場合は 任意整理となりますが現在支払いに 困窮しているのなら依頼していいのでは ないかと思います 過払い金だけが目当てなら意味はないかと思います

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