過払い金の請求訴訟について教えて下さい。

質問と回答
  • 過払い金の請求訴訟について教えて下さい。 過払い金の発生を確認した後、交渉で和解が成立しなかった場合、訴訟を提起しますよね? ですが、よほどの争点がない場合、第1回目の期日前に満額での和解を提案されて、一見落着になることが多いと聞きます。 それならなぜ、訴訟前に満額和解の提案を受け入れないのですか? 訴訟に至った場合、新たに訴訟費用、遅延損害金、弁護士費用などを併せて請求されるわけですよね? 「みなし弁済」を盾にすることも、「悪意の受益者」でないと立証することも出来ない現状で、訴訟で勝てる見込みがないのに、なぜ訴訟を提起させるのか、不思議で仕方ありません。
  • ある消費者金融は提訴していただいて事件番号(裁判所で頂く平成23年(ハ)***号)が付かないと本格的には対応出来ないと言っておりました

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