過払い金請求と示談書について質問です。

質問と回答
  • 過払い金請求と示談書について質問です。 平成9年に某消費者金融と契約を交わして借り入れをし、返済を繰り返していたのですが… 返済が何度も滞り、結果として平成15年に示談書を交わし、利息なしで毎月定額を返済する契約を結び直しました。 そして過払い請求が世の注目を集めるようになり、私も自分で計算してみたところ、 仮に示談書を交わして毎月定額で支払っていたとしても、過払い金が発生していることが判明しました。 これはあくまでも私の主張の上での数字です。 しかし通常の契約だけではなく、途中から別の契約にするという示談をしているということもあり、自分一人で過払い請求をすることが不安でしたので、過払い金訴訟を得意とする弁護士さんに相談したところ… この示談を行った平成15年というのが難しいらしく、仮に訴訟したとしても勝率は1割ほどだろうとの返答が帰ってきました。 大した金額ではないとは言え、弁護士さんもプロですので勝てる案件をそう容易く手放すとも思えないのですが…セカンドオピニオン的な意見も聞いてみたいと思い、質問しました。 こういったケースの場合、弁護士さんの仰るとおりやはり勝訴に至るのは困難でしょうか。 皆さんのご意見をお聞かせ下さい、宜しくお願いします。
  • どれくらいの金額が戻ってくるかはわかりませんが 戻って来る金額で弁護士料金を差し引いて自分の手元に戻って来る金額でやった方がいいかもですね。 借りに50万戻って来るとしましょう 貴方のてもとには30万くらいは戻って来るでしょう 費用を払っても ただ裁判になって勝ったとしたら戻って来る金額はもう少し少なくなるでしょう。 手数料、費用を聞いてからにしては事務所によって違うと思います。

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