消費者金融の過払い金について教えてください。

質問と回答
  • 消費者金融の過払い金について教えてください。知り合いがあちこち借りていて、来年、国から過払い金が入ると訳のわからん事を言っています。法律が変わるんですかね?この意味がわかる方がいた ら教えて下さい。そもそも過払い金は本人が弁護士通じて請求するもので国は関係ないと思いますが。
  • だから金を貸せと言われたのでしょう? そういう借金癖のあるひとの言っていることなど、まともに聞かないことです。 知人から借金をするようなヤツの言うことなど、いちからじゅうまで、ぜんぶでたらめです。でたらめな人間だから知人から平気で借金ができるのです。 まともな人間なら、知人の信頼ほど高価な物はないことを知っていますから、わずかな借金で、そんな高価な宝物を失うような馬鹿な行為はしません。 たまたま「過払金」などという、法律に詳しくない人には、まるで魔法の呪文みたいな好都合な言葉を耳にしたので、これで知り合いを煙に巻いて金をだまし取ろうなどと考えたのでしょう。全く意味もわからずに知り合いをだますためのアイテムのひとつとして使っているだけのことです。 念のために書いておきますが、あなたの言っている通り、過払金には国は何も関与していません。たとえ仮に法律が変わったところで、法律は成立より以前に発生した事件にまでさかのぼって適用されることはありません。

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