過払い金について教えてください。

質問と回答
  • 過払い金について教えてください。5年ほど前に自分で過払い金請求しました。そのときローン会社から「残りのローンをチャラにする。 過払い分を返してほしいなら弁護士を通せ。でも過払い分より弁護士費用の方が高ければあなた損しますよ。それならチャラの方がよくないですか?」と強い口調で言われ、知識のない自分は言われるがままに契約してしまいました。でも最近になって、弁護士費用は取り戻した分の○%なので損をすることはないと分かりました。おそらくチャラ+戻ってくるお金があったんだと思います。今さら取り戻す事はできないですか?電話でのやり取りだったので録音などはしていませんが、相手の名前は分かります。取引履歴や契約書もあります。相手は大手のローン会社です。詳しい方、よろしくお願いします。
  • その時に和解書を取り交わしているでしょう。 だとしたら、再度請求は無理ですね。

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