クレジットカードの過払い金返還請求についてです! 7年前…

質問と回答
  • クレジットカードの過払い金返還請求についてです! 7年前にクレジットカードでお金を借りてて、2年前には完済してショッピングはまだ使ってるけどキャッシングはしていません。 消費者金融の過払い金返還請求が取り立たされるようになって、内容は知ってましたが過払い金請求したらショッピングが使えなくなると聞いたからしてません。 それと、クレジットカードは金利が安いから過払い金もそんなになくて弁護士費用の方が高くなるってことも聞いてます。 私が聞いたことは本当でしょうか?もし、間違っていたら過払い金返還したいと思ってます!! 1、過払い金返還請求したらカードが使えなくなりますか?? 2、過払い金は弁護士費用より少ないですか??
  • 過払い請求をしたら基本的には請求をかけた業者のカードを使う事は難しくなります。 弁護士費用と言ってもそんなに多額な費用がかかるという事でもないですよ。 着手金と成功報酬という費用がかかってきます。 着手金は平均的に2~3万くらい。 成功報酬は返ってきた金額の2割前後くらいでしょう。 依頼する法律事務所によっても費用も変わってきます。 更に交渉力によっても過払い金の返還率は変わってきます。 http://saiseinokai.com/無料相談所です。 借金や過払いの事を丁寧に教えてくれます。 その他、法律事務所に関しても色々と教えてくれますので、是非相談してみて下さい。

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