最近消費者金融の借金を地元の信用金庫のおまとめローンで返…

質問と回答
  • 最近消費者金融の借金を地元の信用金庫のおまとめローンで返済しました。 私の過去の知恵袋質問でもしましたが、一社の借金がなくなってから、 過払いについて調べております。 取引履歴を取り寄せようとしたら、すぐに送ってくれた所と、印鑑証明が必要とめんどうな所もありそのままになっておりました。 で、最近営業しにたまたま家に来た信用金庫さんがおまとめローンを勧めてくれて、今に至ります。 おまとめローンをしたのを機に過払い請求を本格的に進めていこうと思っています。 4社で110万残高でした。 ほとんど元金は減らずに6年ほど出し入れしていました。 まずは地域の無料弁護士さんに相談しようかと思っています。 ざっくり見て過払い金はどのくらいになると思いますか? 弁護士さんの費用も高いようだったらもう一度考えてみようと思います。 みなさまのお知恵を貸してください。
  • 過去質問読ませて頂きました。 質問者さん同様武富士の破綻から過払いと云うものを知りました。私の場合は支払いに困窮していたので、直ぐ行動に移りましたが、貴方の場合おまとめで返済出来たのですから、所謂多重債務であってもそれほど緊急性は無い様に思われますので、仰っておられる様に、弁護士依頼がベストでしょう。費用の面に於いても心配する事は無いと思います。完済済みの過払い請求なら返還された過払い金から差し引かれるのが通常です。 難しい相手業者もあるようですので、弁護士丸投げで気長に待ってみてはどうでしょう?

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