当方現在(以前15年前くらいから)消費者金融などから(3社)…

質問と回答
  • 当方現在(以前15年前くらいから)消費者金融などから(3社)各100万円程度借りたり返したりしておりました。最近になりTVなどで「過払い金返還請求」のCMがよく流れてます。 当方にも充分心当たりがあり「「過払い金返還請求」をしてみようと思います。自分でもできるそうですが、私は弁護士に相談してみようと思います。返還額に若干差がでてしまう。という事をネットで見たことがあります。 そこで質問ですが、どの弁護士に相談していいかわかりません。CMで話題の「ホームワン」「法テラス」・・・・・「個人事務所」など沢山あります。どこをポイントにどこの弁護士に相談すればいいでしょうか?やはりコマーシャルで有名所?地元事務所?当方は地方在住です。 個人的には「返還報酬率」の低い事務所がいいかな?とも思いますが・・
  • >返還額に若干差 >「返還報酬率」の低い事務所がいいかな これだけの希望なら騙されますよ。 悪徳専門家がおり、訴訟すると費用UPし、早期解決できないから、電話で交渉がよいと説明されますよ。 良い弁護士さんは、タイムリーな業者毎の支払状況を調べて、訴訟にした方が回収額が多く、早期入金になる業者であることや、この業者は、裁判で勝っても素直に全額払わないで、交渉も相当先で、振込も数%で相当先という業者もあるので、3社がどんな対応を今しているのか、把握して下さい。 大手のCMは、過払金回収総額日本一など宣伝するところもありますが、そんなことは、個々の依頼者には全く関係のないことです。 悪徳無料相談所にはお気をつけ下さい。 例えば、お悩み解決広場 済生の会 あさひの会 こくみん生活救済センター 春日債務整理相談所など偽ボランティア団体や利益優先NPOがあります。 報酬が説明より増えたり、請求してはいけない項目も請求するので、報酬内容は書面で直に弁護士にお聞き下さい。 悪徳無料相談所:弁護士や司法書士がいないのに無料相談と称してURLを紹介し、連絡すると提携事務所を紹介し紹介料をもらっている。それをさせる事務所は、弁護士法違反事務所になります。

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