プロミスでの借金について 毎月二社へ合計で24000円での返済…

質問と回答
  • プロミスでの借金について 毎月二社へ合計で24000円での返済をしています。アルバイトです。ただこの一年で家庭の事情が変わりプロミスに電話をして返済日を延長してもらったことが何度かあります。借りてもう四年は経ちますが、まだ半分も返済は終わっていません。プロミスと銀行から借りていて借りた当初は100万でしたが、はっきりした額はわかりませんが、今は約88万円にしか減っていません。そもそも毎月24000円では返す額が少なすぎるのはわかっています。ネットで調べてみると、整理する、弁護士などに相談するのが一番いいと書いて有る事が多いのですが、まだ四年しか経っていない上に、返済できている額も少ないので過払いなどは発生していないように思えます。やはり、このような場合は早く返したいのであれば、まとまったお金を一度に返す方がいいのでしょうか?
  • そりゃそうだ。 まとまった金額を返済することで元本が減りますから、 付随する利息も減ります。 普段の生活を見直して、限界まで節制しましょう。 いつまでもプロミスの社員を養ってどうすんの?

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