過払い請求に関しての質問です。

質問と回答
  • 過払い請求に関しての質問です。 取引履歴を取り寄せた書類の中に「期限の利益喪失前の充当表」という物が含まれていたのですが・・・。 これは何を意味するものなのでしょうか? 「期限の利益喪失」の意味は・・ 【万が一、支払が遅れ時には、すぐに一括で返さなければならない。」 という契約ではなかったかと・・。 送付されてきた書類を見ると、記載されている最初の日付の前欄に残金が明記されているのですが・・・。 どうも・・意味が(見方が)分からないのです。 他の取引履歴を元に、引き直し計算した結果、過払い金が発生し、業者へも請求書を送付したのですが、「期限の利益喪失前の充当表」の取り扱いをどうしたものかと思案しております。 どうか、お知恵を貸してください。
  • 遅延損害金が発生している。

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