債務承認弁済契約書について教えてください。

質問と回答
  • 債務承認弁済契約書について教えてください。 債務承認契約書は和解書と同じでしょうか?長文になりますがよろしくお願いします。 ポケットカード(旧マイカルカード)から取引履歴を送っていただき法定金利で引き直し計算したところ、過払い金が-20万ほどショッピングの残債が59万ほどありました。 過払い返還請求書を送りポケットカードの担当者と電話で交渉の末ショッピング残済59万円から過払い金の-20万円を相殺して残済39万円を毎月1万円を振り込む形で締結しました。 和解書をおくりますので住所・氏名・印鑑を押して1枚分だけ返信してくださいといわれ電話を切りました。 後日、債務承認弁済契約書というのが届きましたが 書かれている内容は残済39万円を毎月1万円ずつ支払いしていくことと・支払いを2回以上怠った時は期限の利益を失い債務金全額を即時に支払うものとする。などが書かれております。 ①債務承認弁済契約書とは和解書と同じものと考えてよろしいのでしょうか? ②和解書の書式で作りなおしてもらったほうがいいでしょうか? ショッピングの残済59万円からキャッシングの過払い金-20万円を相殺して39万円の残債が残ったことなど書面には書かれていません。 文章にはなく39万円の支払い義務があるとしか書かれておりません。 もう少し具体的に書いてもらったほうがいいのでしょうか? どうか教えてください。よろしくお願いします。
  • 和解書も債務承認弁済…もそれが示談書や覚書でも所詮タイトルに過ぎません。 契約内容が全てです。

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