ルミネカードの過払い金請求について 2009年以前に契約してい…

質問と回答
  • ルミネカードの過払い金請求について 2009年以前に契約していたため、キャッシングの利用が2~3年ありました。 現在は完済住みでキャッシングの利用はありません。 無知で申し訳ないのですが、過払い金請求をするのにはまず利用履歴?を取り寄せ 計算し、申請する流れだと思うのですが その時時点でカードは解約されてしまうのでしょうか。 ルミネカードは便利でよく利用するカードなので、もし解約だったり 社内の信用問題で不利になるようなことがあるのであれば しないでおこうと考えております。 よろしくお願い致します。
  • 過払いがあるとして、それを請求する事は正当な権利だし正当だからこそ相手は返金に応じる。 それなのに継続利用お断りと了見の狭い対応をするくらいならこっちから願い下げで十分でしょう。 取引履歴を請求して引き直し計算までしてくる業者もあります。届いた途端に返金100%和解で当月内の振り込みで解決。それでさえ継続利用だし利用枠の増額も通ります。 なぜなら過払い金があるレベルなら大概の債務は完済出来るので、業者にとっては優良な契約者に変化してしまうからわざわざ逃すのは愚かな行為なんです。

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