過払い金調査 弁護士事務所へ以来 まだ返済中 弁護士事務所か…
質問と回答
- 過払い金調査 弁護士事務所へ以来 まだ返済中 弁護士事務所から取引履歴を請求すると任意整理となり、信用機関に登録されるー と言う事で自分でカード会社へ電話して取り寄せ送ったのです が、3社中2社が「これでは計算できない」と言われました。 再度取り寄せの電話をするも、素人の自分にはどう説明していいのか分かりません。 「前回送ったもの以外はない」と言われてしまったらお手上げです。 弁護士事務所からは「いじわるしてなかなか出さないところがある」と言われましたが、どうしたらいいのでしょうか？
- ◇以下を参考に書面（郵便）で請求してください。 業者によっては所定の書式がホームページ内にありますのでそちらが使用できます。 ◇書き方 個人情報（取引履歴）開示請求書 ○○○株式会社御中 ・開示請求日 平成○○年○○月○○日 ・氏名 印（フリガナも忘れずに） ・生年月日 年 月 日 ・会員番号 ・電話番号 ・〒 住所 ・開示を求める文書 貴社と私との金銭消費貸借契約にかかる貸付当初より開示日までの最終取引にいたるまでの取引経過の全部 ・開示を求める理由 貴社との取引経過につき、利息制限法にて引き直し計算をし、残高確認を行うため。 以上の文書で各業者に請求をしてください。（普通郵便でもいいですが、簡易書留ならより確実です。） 自分の控えにコピーを１部残してください。 ◇郵送するさいには『本人確認書類』（運転免許証のコピーなど）の同封を忘れないようにしてください。 ◇これなら電話で言いくるめられることもありませんし、業者がよほど悪質でなければこれで再計算のできる取引履歴が送られてきます。
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