過払い金での質問です。

質問と回答
  • 過払い金での質問です。 名古屋式での引き直し計算が終わりました 一回払いが何十回もあり、完済から次の借り入れまでの期間が5カ月、4ヶ月、5カ月、二年と結構間があり、かつ支払いの遅れも何回かありました(最大で60日)。 本に一連でもよいと書いてあったのでそうゆう計算をしました。 訴訟を起こせば分断と遅延で争う形になりますかね? カードは一枚のカードを最初から最後まで使って来て、カード番号も同一です。 セディナです。
  • 業者名が書かれているので解答しにくいですが、その業者がそうだという意味じゃなくて、一般的な話として解答しますが、まあ普通はそうでしょうね。あきらめさせようとして、主張できそうなものはなんでも主張してきますからね。 本人訴訟で戦う覚悟ですか? それなら、カードが一枚なら1個のカードに対応する同一の基本契約に基づく貸借取引と主張して戦えば、よほどのポカでもやらないかぎり、あるいは、変わり者の裁判官にでも当たらない限り、一連の主張は通ると思いますよ。 簡単ですとは間違ってもいいませんけれど、準備書面のコピペでなんとかなるだろうなんて甘く考えずに、しっかり勉強してから戦う覚悟なら、なんとかなると思います。

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