ご存知の方教えてください。

質問と回答
  • ご存知の方教えてください。 先日引き直し計算のため、取引履歴を取り寄せ確認をしたところ、過払い金はなかったもの、資料が手元に届いたら連絡ください事だったので、連絡をしたら『減額になります。今の残額はいったん完済扱いにして、残額分を新たに分割にします。』と言われました。信用情報機関には『契約見直し』になるそうですが、これは債権整理にあたるのでしょうか? 勝手ではありますが、今後の事を考えると、ブラックになるのは困るので、もしブラックになるようなら、引き直し前の残額で今のまま返済も考えています。 ネットで検索すればするほど混乱してきてよくわからなくなります。 どなたかわかる方がいたら、教えてください。 知識不足ですみません。よろしくお願いいたします。 http://my.yahoo.co.jp/
  • ケースバイケースなのでなんともいえないのです。 相手に聞いてしまうのが手っ取り早いです。

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