アコム 過払い請求のために取り寄せた、取引明細書の日付につ…

質問と回答
  • アコム 過払い請求のために取り寄せた、取引明細書の日付についての質問です。 婚約者が10年前に完済している契約について過払い請求をしようとしています。 私は現在、家事手伝いで時間に余裕があるため引き直し計算(入力)をお手伝いをしようと思っています。 もし過払い金があれば、(私への)お小遣い程度にはなるだろうと言ってくれてます。 昨日、到着した取引明細書(履歴)のコピーをもらってきました。 内容を確認したところ案内文には、 「当初取引日 昭和56年5月29日以降の当社が保有しているすべての取引履歴を記載」とありますが、 取引明細書(履歴)の1行目取引日は、 「昭和60年4月1日 入金 取引金額:25000円 元金/リボ残高:208597円」となっています。 なぜ1行目の取引が入金から始まっているのでしょうか? 「貸付」から始まると思うのですが… これは、アコムに履歴が残っていないためなのでしょうか? それとも再度、履歴請求をすれば全部を出してくれるのでしょうか? 万が一、履歴がない場合 例えば当時の領収書や契約書がある場合には、 その書類を元に引き直し計算をすればいいのでしょうか? 彼が仕事中で、今すぐに連絡が取れないのでこちらで質問させていただきました。 初歩的な質問で申し訳ないです。。。。 どうぞよろしくお願い致します。
  • 文字通り『当社が保有しているすべての取引履歴』 ではないですか? しかしこれ、お小遣いレベルじゃありませんよ。 時効に気をつけてください。 最終取引日より10年で一般的には時効となります。 おそらく何の争点も無いような簡単な案件ではありません。 ご自身でやられるならば、それなりの勉強が必要になるかと思います。 良く考えて駄目なようならプロに依頼するのも1つの手ではありますよね。

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