昔に消費者金融で借入していて、アコム、プロミス、レイクで…

質問と回答
  • 昔に消費者金融で借入していて、アコム、プロミス、レイクで返済は終わっています。 過払い請求が出来るという事は知っていたのですが、自分が納得して借り入れしていたし、面倒という事もあって請求をしていませんでした。 もうかれこれ10年くらい前に完済しているのですが、時効が10年という事を聞いた事があります。 今さらなんですが、不景気の兼ね合いもありまして、自分の考えも変わって過払い金を返してもらいたくなってしまったのです。 自分で計算したりするのは時間も無いので出来ないので、専門家に頼もうと思っています。 ただ、専門家に頼むと費用を取られるんですよね? その際に、時効だったりとかして損をしたくありません。 更に自分がいくら過払いが出ているとかも分からないのでちょっと不安になるのですが、どの様に進めて行ったら良いのでしょうか?
  • せっかく頑張って完済して綺麗な体になったのに・・・・・ 過払い請求することにより、請求先の会社及び関連会社に長期間(半永久的に?)悪い情報を残すことになるかもしれませんよ。 過払い請求には「そういった」リスクがあることをお忘れなく。

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