過払い金について。

質問と回答
  • 過払い金について。 少し分かりにくいかもしれない質問で申し訳ないんですが 消費者金融シンキにて、1995年から2004年まで取引があり現在は完済しております。 最初は30万の借り入れからスタート、その後1998年6月に一旦完済。 同日、再契約で30万の借り入れで98年に40万、99年に50万の限度額借り入れをし 返済途中の2000年8月に再び50万の限度額借り入れ。 それからは借り入れる事なく完済しました。 この場合、過払い金は発生していますでしょうか? 引き直し計算が難しく(当方、携帯しかありません) 過払い金の発生金額によっては弁護士の先生に相談してみようかとも考えています。 なにぶん無知でありますので、お力を貸して頂ければありがたく思い 質問しました。 よろしくお願いいたします。
  • 一番気になるのが、1998.6月の一旦完済した時の状況ですかね..新たに契約書を書いてたり、カードをつくりなおしてたりしてたとなると業者は1996.6以前は10年時効を主張してきて面倒になるので...ただ同じカードでATMで30万入れて同日30万引き落としたというなら契約は続いているから相手も時効だ...などといわないとおもうのですが 1995-2004までの9年一連で計算すれば感じからして額は30.40万ぐらいあるでしょうね

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