過払い請求について質問します。

質問と回答
  • 過払い請求について質問します。対アコムに過払いが150万円程ありますがサイトとかを見ると最近過払いの対応悪くなって来ているみたいですが弁護士に依頼すると費用がか かりますし自分が苦労して払って来たお金なので出来るだけ満額取返したいんですが自分で訴訟は難しいですか?アコム側は弁護士を立ててくるみたいなので弱気になってしまいます。本とかで過払い訴訟の勉強をすれば素人の自分でもアコム相手に勝てますか? 最近自分でアコム相手に訴訟した方の体験談など聞かせて頂けたら嬉しく思います。宜しくお願いします
  • ご自分で行っても大丈夫です。提訴すると、訴外和解を提案してきます。 過払い利息に対して目を瞑るなら、利息付与無しで過払い金全額返還 であれば検討するとすれば、端数切捨てで過払い分返還を提案してくると 思われます。 気に入らなければ徹底抗戦を決め込めばいいので、あなたの方がどの道有 利な立場に立てます。 私は45万程ありましたが、提訴後、利息付与しないで和解しました。(とい っても、1000円単位切捨てでしたが・・・) 対応そのものは変化ありませんが、以前は無かった利息分の免除を求められ るようになったということではないでしょうか?

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