友人からの相談です。

質問と回答
  • 友人からの相談です。私もよくわからないので詳しい方ご回答お願いします。 友人が15年ほど前アイフルで借り入れがあり、8年程前に完済しているようです。 履歴開示をし過払い金計算した所、過払い元金54 9.940円、過払い利息5%192.279円がでたようたようです。 そこでアイフルに請求した所、経営が厳しいため和解金は1割の5〜6万程度と言われ納得行かないと言っています。 そこでまず、弁護士通したらどこまで戻ってくるのか、もし和解したとしても先々住宅ローンなど組むことができるのか、今現在クレジット使っているか使用できるのかなど、これからに支障があることなども合わせて教えて頂けると嬉しいです。 よろしくお願いします。
  • アイフルは任意和解ならそんなもんですしグダグダと妙な抵抗も有りますが訴訟解決を図れば最終的には受け入れます。 満額+5%利息は当然可能となります。 現状利用中のクレジットローンは無論の事で今後においても特段の不利益など生じません。 ※無知な代理質問は逆に当事者に混乱と錯誤を与える不安が残ります。 法テラスや地元弁護士会で相談される事を勧めます。

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